EFS Holding S.A.

8-10, Rue Mathias Hardt
L-1717 Luxembourg

E-mail: info@elbe-financial.com

Internet: www.elbe-financial.com

Registre de Commerce et des Sociétés Luxembourg

RCS Luxembourg (B214664)

Vorstand:

Bernard Lambilliotte (CEO)
Jens Mahnke (Chairman)
Dr. Dirk Lammerskötter (Member of the Board)

Concept & Creation:

styledigital Die Werbeagentur

 

Disclaimer

LIABILITY FOR CONTENT COPYRIGHT

1) Website content and the work published on these web pages are subject to the Luxembourgian copyright law. Reproduction, processing, distribution and any kind of use is prohibited or require the written consent of the holder of rights. Downloads and copies are only permitted for private and not for commercial use.

2) By accessing the Internet page of EFS Holding S.A.  at www.elbe-financial.com, you agree to the following terms and conditions. You must not access this Site if you do not agree to all of the following terms and conditions.

3) EFS Holding S.A. hereby reserves all rights to texts, images, graphics, sounds, animations and videos, as well as their arrangement on the website. In particular, such content and works shall be subject to the applicable copyrights. The use of the particular background images on the site is generally not allowed. The content of the EFS Holding S.A. website shall not be copied, disseminated, altered or made accessible to third parties for commercial purposes. EFS Holding S.A. hereby reserves the right to at any time alter, add to or wholly or partly delete the content of his website, or to restrict access to his website (to certain user groups). EFS Holding S.A. shall not assume responsibility for any consequences arising therefrom.

4) Unless otherwise expressly indicated, all rights to brands, logos and other trademarks shall be protected, and shall accrue exclusively to the respective holder. Other intellectual property such as patents, registered designs, utility models and the like shall also be protected accordingly. No license to use EFS Holding S.A. intellectual property, or third-party intellectual property, shall be granted as a result of the EFS Holding S.A. website.

5) The EFS Holding S.A. website have been put together in order to make accessible to the public general information on EFS Holding S.A. and its products. EFS Holding S.A. shall use the diligence necessary in commerce in order to keep the information on its websites accurate and up-to-date. However, no warranty can be given as to availability, completeness, accuracy or up-to-dateness. Details relating to our products shall be non-binding, shall be for initial information purposes only and shall not be expressly or tacitly warranted. All details relating to data or test values shall be provided exclusively on the basis of this legal notice. EFS Holding S.A. also hereby reserves the right to alter or add to the information provided, without this requiring prior notice.

6) The website may contain information on EFS Holding S.A. products that are not available in your country. The existence of such information on these website shall not imply any intention on the part of EFS Holding S.A. to announce that these products will be available throughout the world.

7) All statements relating to the future and concerning EFS Holding S.A., market developments or other general developments shall be based wholly or partly on subjective estimates. A number of factors, such as for example changes to the general economic and/or political setting, or natural disasters, may bring about that actual developments deviate materially from the forecasts expressly or tacitly made. EFS Holding S.A. does not intend to continually update such statements relating to the future.

8) EFS Holding S.A. hereby excludes any liability or warranty for loss arising directly or indirectly in connection with any use of the EFS Holding S.A. Website whatsoever. this exclusion of liability shall relate also, but not exclusively, to damage to your IT-System brought about by viruses or other technical shortcomings. In so far as mandatory statutory provisions conflict herewith, or insofar as this exclusion of liability is ineffective or inoperable, this exclusion or liability shall apply to the extent permissible by law. In any event however, the exclusion of liability shall apply in case of slight negligence on the part of EFS Holding S.A.

9) References to other websites (hyperlinks and the like) have been inserted only for your convenience. EFS Holding S.A. shall assume no responsibility for the existence of such websites or for the accuracy, completeness or legality of the content. EFS Holding S.A. hereby expressly distances itself from the websites linked to.

10) Normally, it shall be possible to use our website without providing personal data. Insofar as personal data (e.g. name, address or email addresses) are collected on our website, this shall always occur on a voluntary basis, insofar as possible. These data shall not be passed on to third parties outside of the EFS Holding S.A. without your express consent.

11) The Polish substantive law, excluding the conflict-of-law standards under international private law, shall exclusively apply to all legal issues in connection with this website. Gdansk/Poland shall be the exclusive place of jurisdiction, unless there is any other mandatory place of jurisdiction.

12) DATA PROTECTION
Our website can be used without disclosing personal data. Personal data such as names, addresses or E-Mail addresses you provided on a voluntary basis will not be passed on to third parties without your prior consent. For Information regarding the storage, usage or processing of your data, as well as correction or deleting of stored data, please contact us.

13) COOKIES

When you visit the Site, EFS Holding S.A. may place files called “cookies” in the browser directory of your computer’s or mobile device´s hard drive for later retrieval. The cookies placed on your computer or mobile device by EFS Holding S.A. enable the Site to recognize you as a prior user, provide the Site with information regarding your prior use, and otherwise assist EFS Holding S.A. in making the Site more beneficial to you. EFS Holding S.A. uses so-called permanent cookies that are saved on your browser until you delete them, and so-called session cookies that are automatically deleted when your browser is closed. Your web browser may provide you with the ability to not accept cookies, as well as the ability to delete already-existing cookies. Refusing or deleting cookies may limit your ability to take advantage of some features of the Site. EFS Holding S.A. does not use cookies to examine other web sites you may have visited before or after leaving the Site.

Our web pages use cookies to optimize the provision of information and content. By using our web pages, you declare your consent for us to use these cookies. If you continue browsing without changing your browser settings, we will assume that you consent to all cookies used on our web pages.

PIWIK PRIVACY POLICY

www.elbe-financial.com uses Piwik to analyse the use of this website. Piwik generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our website is used to create reports about the use of the website. Piwik will store and use this information. Piwik’s privacy policy is available at: http://piwik.org/privacy-policy

GOOGLE ANALYTICS – DATA PRIVACY STATEMENT

This website uses Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses so-called “cookies”, text files that are stored on your computer and enable your use of the website to be analyzed. Normally, the information on your use of this website that is generated by such cookie is transmitted to a Google server in the USA, and stored there. If IP anonymization has been activated on this website, however, your IP address shall be shortened beforehand by Google within member states of the European Union or in any other contracting state to the Agreement on the European Economic Area. Only in exceptional cases shall your full IP address be transmitted to a Google server in the USA and be shortened there. Google shall, on behalf of the operator of this website, use this information in order to evaluate your use of the website, put together reports on website activities and render in relation to the website operator further services in connection with use of the website and the Internet. The IP address transmitted by your browser under Google Analytics shall not be combined with other Google data. You can prevent the storage of cookies by setting your browser software accordingly. Please note however that, in such case, you may possibly be unable to fully use all functions of this website. Moreover, by downloading and installing the browser plug-in available under the following link, you can prevent data (including your IP address) generated by such cookie, relating to your use of the website, from being captured and transmitted to Google and being processed by Google:
http://tools.google.com/dlpage/gaoptout?hl=en